Emphilon Global Privacy Policy

1. Scope

This Privacy Policy applies to Personal Information processed by Pipe Technologies Inc. and all of its subsidiaries such as Pipe Technologies UK Limited (“us”; “our”; “Pipe”), including on our websites, our services, and other online or offline offerings. To make this Privacy Policy easier to read, our websites, services, and other offerings are collectively called "Services." Personal Information is generally defined as any data which is related to an identified or identifiable natural person.

2. Information We Collect

The categories of Personal Information we collect depend on how you interact with us,our Services, and the requirements of applicable law. We collect information that youprovide to us, information we obtain automatically when you use our Services, andinformation from other sources such as third-party services and organizations, asdescribed below.

• Business Account Information. We may collect Personal Information when you create an account, such as names, email addresses, telephone numbers, company registration numbers, other professional details, and other profile information you choose to provide, including information you provide by “linking” other data sources, integrations, or similar services to Pipe. We may also collect financial data including your percentage of ownership in the company (if relevant) and information which we collect for purposes of fraud prevention.
  
  In addition, we may require that you provide us with a written authorization from yourself and other company personnel to obtain consumer credit reports, details about the business, acquirer Merchant ID(s), information about the purpose for which the company is requesting funding, the company’s current and historical card takings, chargeback and refund data, as well as its Merchant Category Code(s) and / or industry type, other reports such as credit, fraud and Office of Foreign Asset Control (“OFAC”) reports on each member of the company, and confirmation that the company is continuing to take payments through the card terminal(s) provided to us.
• Underwriting Information. We may collect the following Personal Information to help us with underwriting. This can include information such as the currency used; payouts amounts, transaction counts, chargeback amounts, and days of transaction activities.
• Your communications with Us. We may collect Personal Information, such as email addresses, phone numbers, or mailing addresses when you request information about our Services, register for our product, attend or request customer or technical support, or otherwise communicate with us.
• Research. We may collect Personal Information, such as names, email addresses, phone numbers, or mailing addresses, if you opt to participate in one of our research studies. We may also collect any video or voice recordings taken during this research. Pipe will ask for your explicit consent to collect and process this sensitive information. 
• Surveys. We may contact you to participate in surveys. If you decide to participate, you may be asked to provide certain data which may include Personal Information.
• Interactive Features. We and others who use our Services may collect Personal Information that you submit or make available through our interactive features (e.g., profile pages which are available to other Pipe users, messaging and chat features, commenting functionalities, forums, blogs, and social media pages). Any information you provide using the public sharing features of the Services will be considered “public,” unless otherwise required by applicable law, and is not subject to the privacy protections referenced herein. 
• Sweepstakes or Contests. We may collect Personal Information you provide for any sweepstakes or contests that we offer. In some jurisdictions, we are required to publicly share information of sweepstakes and contest winners.
• Conferences, Trade Shows, and Other Events. We may collect Personal Information from individuals when we attend conferences, trade shows, and other events. 
• Business Development and Strategic Partnerships. We may collect Personal Information from individuals and third parties to assess and pursue potential business opportunities.
• Job Applications. We may post job openings and opportunities on our Services. You may reply to one of these postings by submitting your application, CV, cover letter, and/or other information to us.